Experian

Equifax is a credit bureau and consumer-services company that provides credit reports and credit scores for businesses and consumers. Its services include credit-report monitoring, identity-theft protection, alerts, identity restoration, credit-report locking, fraud alerts, credit freezes, and dispute submission. The company also receives credit-account information reported for authorized users.

TransUnion is a credit-reporting service that receives credit-account information reported for authorized users.

Fin is an AI customer-agent product from Intercom that automates support, sales, and e-commerce interactions across chat and voice channels. It is described as able to handle complex customer issues, update accounts, and process payments and refunds while managing end-to-end customer journeys inside Intercom's messaging platform. It is offered as part of Intercom's conversational support suite.

**Stripe** is a financial technology company that provides online payment processing software and APIs for businesses of all sizes. Founded in 2010 by Irish brothers Patrick and John Collison, it lets companies accept payments, manage subscriptions and billing, handle tax compliance, prevent fraud, and access treasury and banking tools. Headquartered in South San Francisco and Dublin, it remains privately held.